News & Updates
Private Student Loan Debt Settlement
Private student loan debt settlement is often the best option when payments become unmanageable and you’re facing default. Unlike federal loans, private loans don’t qualify for government relief programs—so knowing how and when to settle is essential. Here are the five essential steps to private stu
Can Student Loan Debt Take Your Stimulus Check?
If you’re wondering can student loan debt take your stimulus check, you’re not alone. During the coronavirus pandemic, millions of Americans received one-time federal payments to help with financial strain. But if you’re struggling with student loan debt, it’s critical to know how your stimulus mone
How The Cares Act Impacts Your Student Loans
You may be pinching pennies during the COVID-19 crisis, and understanding how the CARES Act impacts your student loans could ease your financial burden. Federal student loan payments might not be top of mind—but thanks to recent legislation, you may qualify for payment relief and interest suspension
Student Loan Programs: The Different Types
If you’ve just gotten out of college and have the looming dark cloud of loan payments above your head, knowing the different types of student loan programs will help you determine which program is best for you. What Are Student Loan Programs? Student loan programs are repayment plans that help you m
Teacher Student Loan Forgiveness Lawsuit 2019
The teacher student loan forgiveness lawsuit of 2019 revealed major flaws in the Public Service Loan Forgiveness (PSLF) program. Teachers, dedicated to shaping future generations, are not receiving the fair treatment or support they were promised under federal student loan forgiveness policies. Over
Federal Student Loan Debt Mistakes: Avoid These
Managing federal student loan debt doesn’t have to be overwhelming. With the right strategy, you can avoid common mistakes and save thousands over time. Millions of Americans carry federal student loan debt, yet many are unaware of effective management tactics. From making extra payments to explorin
Public Employee Student Loan Forgiveness
Public employee student loan forgiveness is a powerful benefit for those who work in government or nonprofit roles. If you’re employed in public service and carry federal student loan debt, you may qualify for full loan forgiveness through the Public Service Loan Forgiveness (PSLF) program. This art
Get Out of Student Loan Debt: Make Additional Payments
Making extra loan payments is one of the best strategies to get out of student loan debt faster. It reduces the total amount of interest you pay over time, since a lower balance accumulates less interest. While many borrowers only make minimum payments, those who can afford to pay more will often se
Student Debt Affects Everyone: Hope Credit Can Help
Many people assume that student debt only impacts Millennials. But in reality, student loan debt affects everyone—from Baby Boomers to Gen Z. In fact, there are now more Baby Boomers with student loan debt than ever before. This growing issue is impacting people’s ability to buy homes, finance cars,
Not All People Have Received Student Loan Forgiveness Yet
In theory, student loan forgiveness sounds simple. But over the last decade, the reality has been far more complicated. Since its launch, the Public Service Loan Forgiveness (PSLF) program has left many borrowers confused and frustrated. Despite doing everything they thought was right, thousands of
Public Student Loan Forgiveness Tips
Public student loan forgiveness doesn’t have to be complicated—especially for government and nonprofit employees. With the right strategy, public service workers can qualify for federal student loan forgiveness programs and reduce or eliminate their debt. The key to success? Stay informed and follow
Choosing the Right Help for Student Loans
Choosing the Right Help for Student Loans Unfortunately, student loan forgiveness scams are more common than ever. While many companies in the industry operate ethically and sincerely want to help, a few bad actors can damage the reputation of the entire student loan relief field. Recently, the indu