News & Updates

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Demographics

Student Debt Affects Everyone: Hope Credit Can Help

Many people assume that student debt only impacts Millennials. But in reality, student loan debt affects everyone—from Baby Boomers to Gen Z. In fact, there are now more Baby Boomers with student loan debt than ever before. This growing issue is impacting people’s ability to buy homes, finance cars,

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Servicer News

Choosing the Right Help for Student Loans

Choosing the Right Help for Student Loans Unfortunately, student loan forgiveness scams are more common than ever. While many companies in the industry operate ethically and sincerely want to help, a few bad actors can damage the reputation of the entire student loan relief field. Recently, the indu

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Knowledge Base

Public Student Loan Forgiveness Tips

Public student loan forgiveness doesn’t have to be complicated—especially for government and nonprofit employees. With the right strategy, public service workers can qualify for federal student loan forgiveness programs and reduce or eliminate their debt. The key to success? Stay informed and follow

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Knowledge Base

Not All People Have Received Student Loan Forgiveness Yet

In theory, student loan forgiveness sounds simple. But over the last decade, the reality has been far more complicated. Since its launch, the Public Service Loan Forgiveness (PSLF) program has left many borrowers confused and frustrated. Despite doing everything they thought was right, thousands of

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Knowledge Base

How to Reduce Student Loan Debt and Get Out of Default

How to Reduce Student Loan Debt. Reducing student loan debt can feel overwhelming—especially if you’re already in default. But even in difficult circumstances, there are practical ways to get back on track. The most important step is having a solid repayment strategy and sticking to it. Whether you’

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Knowledge Base

What You Don’t Know About Student Loan Forgiveness

Like many borrowers, Mary Carroll trusted that her loan servicer would guide her through the student loan forgivenessprocess correctly. She assumed the company—contracted by the federal government—was ethical, informed, and looking out for her best interest. Several years later, Mary learned that sh

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Servicer News

Navient Student Loan Forgiveness Law Suite 2018

Navient Student Loan Forgiveness: What Borrowers Need to Know Navient student loan forgiveness is a commonly misunderstood term, leading many borrowers to believe that Navient offers forgiveness programs. In reality, Navient is a student loan servicer, not a lender or a forgiveness provider. Only th

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Servicer News

Lawsuit – Public Service Student Loan Forgiveness

Lawsuit – Public Service Student Loan Forgiveness Public service student loan forgiveness has faced major scrutiny since the first group of borrowers became eligible in October 2017. Many borrowers discovered that, despite being told for years they were on track, their loans or repayment programs di

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Federal Legislation Watch

Earn 401K Money While Paying Off Your Student Loan Debt

401K Student Loan Match: Earn Retirement Money While Paying Debt 401K student loan match programs are now a reality, thanks to a new IRS-approved policy. These programs allow employers to match your student loan payments with contributions to your 401K—even if you’re not putting money directly into

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Knowledge Base

3 Companies Offer Student Loan Debt Forgiveness Benefits

Student Loan Forgiveness Benefits: 3 Companies That Help Employees Pay Debt Student loan forgiveness benefits are becoming a popular perk as companies compete to attract and retain top talent. With millions of Americans still carrying student debt, employers are stepping in with creative programs th

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Did You Know?

What we do

Hope Credit is a federal student loan assistance company that helps federal student loan borrowers navigate the broken federal student loan system to reduce monthly payments and earn months toward student loan forgiveness.

Have questions? Contact us →

Client Testimonial

Hope Credit is a great resource.

They were very supportive in filling out and submitting documents for my loan forgiveness. In the end besides my loan being completely forgiven, I received a refund for over payment. Kudos to Anita for her support and recommendations of what papers and applications to fill out. Thank you very much for all you did. One less debt as I retire! HOORAY!!!

April 26, 2024

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