Getting Out Of Debt

Hope Credit provides hope to struggling borrowers. Managing your education or credit card debt can be a daunting task for many borrowers. With the knowledge and expertise of our skilled enrollment advisers, you will be equipped with the best information possible to choose which course of action is best for you. Many borrowers struggle needlessly due to a lack of information regarding the different and ever changing options that are available to get rid of debt once and for all.

We've Accomplished Over:

3,600 Consolidations

$72,000,000 In Projected Forgiveness

$26,000,000 Unsecured Debt Reduction

Federal Student Loans

Recently, new federal programs have been implemented to make student loan repayment more affordable for borrowers, even those who are in default. In many cases, borrowers my not be aware of their eligibility for a $0 payment. That's right, $0. Additionally, the most beneficial of these programs also carry a loan forgiveness provision, causing the loan to be completely forgiven after a certain number of years, principal and interest. Speak with one of our enrollment advisers today to see if you are eligible to have your loans completely or partially forgiven.

Private Student Loans

If you have private student loans, you may be eligible to have those loans refinanced at a much lower interest rate, making the monthly payment more affordable. Even if your private loans are defaulted, there are options to get rid of your debt for much less than what you owe.

Credit Card Debt

For those who are struggling with credit card debt, medical collections, signature loans, or other types of unsecured debt, many options exist to deal with such debt in a reasonable and affordable way. Recently, laws have been enacted to prevent the constant harassment and unreasonable collection methods of creditors. Speak to one of our enrollment advisers to learn more about how to get rid of crippling debt and prevent unreasonable harassment simultaneously.

Video Testimonials

Awards & Affiliations

Look us up on IAPDA!

Look us up on SDRCC!

Learn More About Hope Credit


Contact Us