Get Federal Student Loan Help
Getting Out of Debt
Hope Credit provides hope to struggling borrowers. Managing your education debt can be a daunting task for many borrowers. With the knowledge and expertise of our skilled enrollment advisers, you will be equipped with the best information possible to choose which course of action is best for you. Many borrowers struggle needlessly due to a lack of information regarding the different and ever changing options that are available to get rid of debt once and for all.
What We've Accomplished for Our Clients
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For Government Workers
Firefighters, police, and city workers are just a few government employees that can significantly reduce debt with various programs.
For Government Workers
Firefighters, police, and city workers are just a few government employees that can significantly reduce debt with various programs.
For Nonprofit Workers
Nurses, doctors, and caregivers are among nonprofit workers that can find student loan debt relief.
For Nonprofit Workers
Nurses, doctors, and caregivers are among nonprofit workers that can find student loan debt relief.
For Educators
Teachers can be eligible for loan forgiveness, which can drastically reduce the amount owed on student loans.
For Educators
Teachers can be eligible for loan forgiveness, which can drastically reduce the amount owed on student loans.
About
Hope Credit was established by debt relief professionals for the purpose of disseminating information regarding debt relief options for a variety of consumer debt types. We are primarily focused on the current $1.5 trillion student loan debt crisis, but also have expertise in other types of consumer debt.
Affiliations
FAQ
Good strategy is the antidote to competition. Strategic thinking is the process of developing a strategy that defines your value proposition and your unique value chain. This process includes market and competitive research as well as an assessment of the company’s capabilities and the industry forces impacting it.
Good strategy is the antidote to competition. Strategic thinking is the process of developing a strategy that defines your value proposition and your unique value chain. This process includes market and competitive research as well as an assessment of the company’s capabilities and the industry forces impacting it.
Good strategy is the antidote to competition. Strategic thinking is the process of developing a strategy that defines your value proposition and your unique value chain. This process includes market and competitive research as well as an assessment of the company’s capabilities and the industry forces impacting it.
News
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23
Aug
Student Loan Policy Related To Forgiveness Update
Application Currently Closed By The U.S. Department of Education: https://studentaid.gov/debt-relief/application
Due to the unprecedented amount of changes recently to several areas of student loan policy related to forgiveness, Hope Credit will be providing periodic updates to the various student loan forgiveness proposals that affect our clients. Please check back often to see our latest interpretations of government announcements, court decisions, and student loan servicer activities that will affect the forgiveness prospects for millions of Americans seeking relief.
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26
Jun
UPDATE: Federal court blocks further forgiveness and payment reductions under the new SAVE program. 10th Circuit Court of Appeals Partially Reverses Injunction.
On Monday June 24th, 2024, two different federal district courts in Kansas and Missouri handed down two different injunctions to the Department of Education’s proposed final rule to implement the additional forgiveness and payment reducing features of the Savings on Valuable Education program or SAVE. On Sunday June 30th, 2024, the 10th Circuit Court of Appeals partially overturned that injunction.
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17
Jun
Over $23 Million in forgiveness since November of 2021!
As we approach the crucial July 1, 2024 date for the official implementation of the Department of Education’s IDR Account Adjustment, Hope Credit is pleased to announce the forgiveness of more than $23 Million in student loan debt for hundreds of (former) Hope Credit clients.
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18
Dec
Deadline: What benefits are expiring on 12/31/2023?
April 30, 2024 is the deadline to consolidate FFEL or Parent Plus loans into a Direct Consolidation loan to remain eligible for the IDR One Time Account Adjustment.
Testimonials
They were very supportive in filling out and submitting documents for my loan forgiveness. In the end besides my loan being completely forgiven, I received a refund for over payment. Kudos to Anita for her support and recommendations of what papers and applications to fill out. Thank you very much for all you did. One less debt as I retire! HOORAY!!!
Maria
“Hope Credit is a great resource.”
Yes!!!
When I first talked to Hope Credit I was thinking there is no way this is legit, this has to be a scam. Even after being sent the “$0.00” balance from my student loan, still felt like a scam. Recently I ran my credit report and seeing that in fact my loans were paid off, all I can say is thank you to Anna and her team for servicing my loans and looking out for my best interest. I’ll be forever thankful to Hope Credit.
O.M.
“this has to be a scam”
Sent from my iPhone thanks to hopeCredit I had the pleasure of working with Anita and Rodney. I would like to inform everyone that my loan was paid off. by the loan forgiveness program working with hope credit I am no longer in debt. I am $64,000 out of debt the hope credit program is the best program I have ever been in I would recommend this program to anyone who would like to get their loans forgiven
B.M.
I would like to inform everyone…
Subject: What a big help
At first i was very skeptical about making the phone call from TV. What a big difference this has made. Gagan was able to answer any questions I had, and my credit score went up. THANK YOU HOPE FINANCIAL
Allan
What a big help
Yayyy! This is great news Gagan! Thank you so much for all of your diligent hard work.
Yayyy!
Good afternoon ,
I would like to say Gagan is absolutely wonderful at what he does. If there
is bad news or good news , he conveys his message clearly and always
politely. He takes care of business in a very timely manner, always prompt
about everything!!!
He always has a solution for the problem and i am very happy with his
service !
Sent from my iPhone=
Wonderful!
From the first day that I started with Hope Credit, I have received an excellent service. Gagan is the person who is in charge of my account. He is always very professional, very kind. He always has a smile. He explains me very well, what I have to do, what to expect. He follows up with my documents, sending the email that I need or text me to follow up. He is always very very professional. I really like the way he communicates with me with this professionalism and always with a smile. Thank You Gagan for everything. N. Martinez
From the first day I started with Hope Credit…
I would like to take the time to say, Thank You to Gagan for keeping me inform on any paperwork that needs to be up-to-date, and very professional and a joy to talk too and also very polite and expressive concern on the matters at hand. I am very happy and satisfied with Gagan (processor) with his guidance throughout this process and and helping me to understand all the paperwork step by step. It had been worth the money to find the right person to help me this program. Thank you once again and I do appreciate you and your dedication to all your services.
I would like to take the time to say Thank You.
“Rodney I am forever grateful. This is an emotional moment for me. I never thought I would ever be forgiven because I just wanted an education. God Bless you all ?”
Forever Grateful
“Thank you for this information, Johnathan.
I appreciate you, Sir!”