You may be pinching pennies during the crisis of COVID-19, and federal student loan payments might not be one of your primary concerns right now. That’s okay! Graduates everywhere in every stage of life are frantic as their jobs shut down and money becomes even more of a precious resource. Luckily, on March 27th, the […]
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If you’ve just gotten out of college and have the looming dark cloud of loan payments above your head, knowing the different types of student loan programs will help you determine which program is best for you. Income-Contingent Repayment Program (ICR) The income-driven repayment plan began in 1994. Income-driven repayment plans consist of monthly payments […]
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Teachers – they’re some of the most impactful people in our society. They put time and energy into making the lives of America’s youth better every day. However, when it comes to teacher student loan forgiveness, they’re not receiving the kind of respect and fair treatment they deserve. Over the years numerous lawsuits have surfaced […]
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People often think Millennials are the only ones who are impacted by student debt. However in the United States today there may be more Baby Boomers with student loans than there are Millennials. This can affect many things including people’s abilities to buy homes, cars or even find jobs. Student Loans Can Affect Peoples Ability […]
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Making extra loan payments is one of the best ways to get out of student loan debt. This can help reduce the total amount of interest you’ll have to pay since there will be less debt to charge interest on. Many people decide to make the minimum payment on their student loans. If borrowers can […]
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Managing federal student loan debt doesn’t have to be difficult. There are tons of strategies borrowers can use to manage debt effectively. In the United States, there are millions of people who took out federal loans. The problem is that most people are not aware of the numerous debt management strategies that can save them […]
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Public employee student loan forgiveness in theory is an excellent concept. However there’s been countless issues surrounding the program. Many people are led to believe that all they need to do is work in public service for 10 years and make their loan payments on time every month to qualify for PSLF (Public Service Loan […]
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Reducing student loan debt can seem intimidating to borrowers and even impossible to borrowers who are in default. However there are tons of ways to chip away at student loans! The main thing that can help is to have a solid plan in place and to stick to the plan as best as possible. What […]
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Unfortunately student loan forgiveness scams are all too common today. Most companies in the industry have quality ethics and strive to sincerely help their clients, but just like in any industry there are always a few companies who choose to be unethical. Recently the student loan industry has seen quite a few companies pose as […]
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Unfortunately getting the government to forgive student loans isn’t always the easiest thing to do. Recently 19 states and the District of Columbia won a lawsuit they brought against Betsy DeVos’ department. This lawsuit involved Betsy DeVos department not implementing a rule set up by President Obama that protected borrowers who fell victim to for […]
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