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Important updates regarding student loan debt relief

Important updates regarding student loan debt relief

February 11, 2021

The ongoing coronavirus pandemic has affected Americans in a variety of ways, especially financially. Many people are still out of work or struggling to get by with reduced incomes, forced to decide where to tighten their belts just to keep the monthly bills paid. Those with student loan debt are especially worried about making timely

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How Student Loan Debt Can Impact Your Future

How Student Loan Debt Can Impact Your Future

January 25, 2021

Are you concerned about the ways student loans may affect your life? Learn about how they can hurt you and know when to seek help for payments you can’t make.

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Ways To Prepare for Student Loan Repayments in 2021

Ways To Prepare for Student Loan Repayments in 2021

January 22, 2021

Federal student loan payments may begin again this year—are you ready? Brace yourself for monthly payments even when the future of student loans is uncertain.

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How To Get Out of Student Loan Debt

How To Get Out of Student Loan Debt

January 8, 2021

Your student loans may seem like an endless, immortal monster that will never stop pestering you, but this is never the case—even if you have pesky private loans. Whether you’ve had student loans for years or you’re just now starting to make your payments, it’s important to educate yourself on how to get out of

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What Happens To Student Loans When You Die

What Happens To Student Loans When You Die

December 30, 2020

Death and student loans are by no means easy topics to talk about but both are necessary to consider for the sake of your parents and other family members. To avoid lenders taking advantage of your weakened family after an unfortunate death, it’s important to do your research regarding what happens to student loans when

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How To Reduce Private Student Loan Debt

How To Reduce Private Student Loan Debt

December 21, 2020

When you’re burdened with private student loans, you may see all the news about federal student loan forgiveness programs and can’t help but feel a little jealous. Seeking private student loan forgiveness is a fruitless effort, but private loans do come with their own fair share of reduction efforts, which are more difficult to do

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Reasons for Federal Student Loan Settlement

Reasons for Federal Student Loan Settlement

December 7, 2020

Settling federal student loan debt is a rare occurrence, but it may be necessary for some people who can no longer pay off their loans and have no other options. If you feel as though you have nowhere to turn and a mountain of federal student loan repayments, it may be time to try for

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Ways To Reduce Your Federal Student Loan Debt

Ways To Reduce Your Federal Student Loan Debt

December 7, 2020

Nobody wants to think about their student debt or how much interest it’s accumulating, but there comes a time when you need to think about how to start taking chunks out of it. Leaving your federal student debt unpaid can lead to dire financial consequences and damage to your credit score. Paying off your student

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Are Private Student Loans Unsecured Debt?

Are Private Student Loans Unsecured Debt?

December 7, 2020

Do you know what’s at stake if you fail to meet a monthly repayment on your private student loan? If you know whether your private loan is secured or unsecured, you’ll know exactly what’s at risk if you begin to miss payments too often. Once you’ve learned about the differences between secured and unsecured debt,

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Secured vs. Unsecured Student Loans

Secured vs. Unsecured Student Loans

December 7, 2020

More than likely, you won’t have any physical or financial collateral on the line if you begin to miss student loan payments. However, if you had a poor credit score when you began applying for loans, there’s a chance that a lender offered you a secured personal loan for your higher education fund. Whether you’re

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Common Federal Student Loan Debt Mistakes

Common Federal Student Loan Debt Mistakes

December 7, 2020

After college ends and your student loan repayments begin, you may feel unsure of yourself and doubtful of your ability to repay your loans. Mistakes you can learn from are bound to happen throughout your life, but it’s best to keep those mistakes out of your student loan debt, or you’ll end up having to

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Understanding the Student Loan Forgiveness Statute

Understanding the Student Loan Forgiveness Statute

December 7, 2020

Understanding different laws can sometimes be difficult, especially when it comes to laws regarding your student loans. If you struggle with understanding the student loan forgiveness statute, you’re not alone. The most important part about your student loans is knowing when they are over and how the forgiveness process works. Let us help you understand

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Steps to Private Student Loan Debt Settlement

Steps to Private Student Loan Debt Settlement

December 7, 2020

When you have student loans from a private lender, the government’s beneficial student debt policies won’t be relevant to you. If your loan payments are piling up and defaulting, it might be time to consider settling your student loan debt. We have the steps to private student loan debt settlement to help you get started

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How Student Loan Debt Is Different from Other Types of Debt

How Student Loan Debt Is Different from Other Types of Debt

December 4, 2020

When you undertake student loans for the first time, you may consider them a necessary step in your education. However, student loans are the second-largest source of debt in the country, so it’s important to remember that student loan debt can come with all the consequences of any other type of debt. If you have

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How Your Student Loans Affect Your Ability To Buy a House

How Your Student Loans Affect Your Ability To Buy a House

December 4, 2020

The most natural next step after finishing your college degree and securing a steady job is to buy a home or condo. Buying property for yourself provides more benefits than perpetually renting property. In addition to finally getting to design your home without limitations and not needing to deal with landlords, owning property and paying

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Student Loan Forgiveness: How To Qualify

Student Loan Forgiveness: How To Qualify

December 4, 2020

In many cases, student loan forgiveness is the grand finale of your loan repayment plan. As you put more money into your remaining balance, however, you may wonder if there’s a way for your student debt to be forgiven now rather than in 20 to 25 years. If your goal is to rid yourself of

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Can Student Loan Debt Take Your Stimulus Check?

Can Student Loan Debt Take Your Stimulus Check?

August 17, 2020

The coronavirus pandemic has heavily affected the United States and its residents, resulting in a one-time stimulus check. As the government mulls over the possibility of another check after four months, you might be wondering: Can student loan debt take your stimulus check? Your budget is already stretched at its max—especially if you are currently

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How the CARES Act Impacts Your Student Loans

How the CARES Act Impacts Your Student Loans

August 5, 2020

You may be pinching pennies during the crisis of COVID-19, and federal student loan payments might not be one of your primary concerns right now. That’s okay! Graduates everywhere in every stage of life are frantic as their jobs shut down and money becomes even more of a precious resource. Luckily, on March 27th, the

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The Different Types of Student Loan Programs

The Different Types of Student Loan Programs

July 30, 2020

If you’ve just gotten out of college and have the looming dark cloud of loan payments above your head, knowing the different types of student loan programs will help you determine which program is best for you. Income-Contingent Repayment Program (ICR) The income-driven repayment plan began in 1994. Income-driven repayment plans consist of monthly payments

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Teacher Student Loan Forgiveness Lawsuit 2019

Teacher Student Loan Forgiveness Lawsuit 2019

July 18, 2019

Teachers – they’re some of the most impactful people in our society. They put time and energy into making the lives of America’s youth better every day. However, when it comes to teacher student loan forgiveness, they’re not receiving the kind of respect and fair treatment they deserve. Over the years numerous lawsuits have surfaced

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Student Debt Effects Everyone

Student Debt Effects Everyone

November 15, 2018

People often think Millennials are the only ones who are impacted by student debt. However in the United States today there may be more Baby Boomers with student loans than there are Millennials. This can affect many things including people’s abilities to buy homes, cars or even find jobs. Student Loans Can Affect Peoples Ability

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How To Make Additional Payments and Get Out of Student Loan Debt

How To Make Additional Payments and Get Out of Student Loan Debt

November 15, 2018

Making extra loan payments is one of the best ways to get out of student loan debt. This can help reduce the total amount of interest you’ll have to pay since there will be less debt to charge interest on. Many people decide to make the minimum payment on their student loans. If borrowers can

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Avoid These Federal Student Loan Debt Mistakes

Avoid These Federal Student Loan Debt Mistakes

November 15, 2018

Managing federal student loan debt doesn’t have to be difficult. There are tons of strategies borrowers can use to manage debt effectively. In the United States, there are millions of people who took out federal loans. The problem is that most people are not aware of the numerous debt management strategies that can save them

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Problems With Public Employee Student Loan Forgiveness

Problems With Public Employee Student Loan Forgiveness

November 15, 2018

Public employee student loan forgiveness in theory is an excellent concept. However there’s been countless issues surrounding the program. Many people are led to believe that all they need to do is work in public service for 10 years and make their loan payments on time every month to qualify for PSLF (Public Service Loan

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How To Reduce Student Loan Debt and Get Out of Default

How To Reduce Student Loan Debt and Get Out of Default

October 24, 2018

Reducing student loan debt can seem intimidating to borrowers and even impossible to borrowers who are in default. However there are tons of ways to chip away at student loans! The main thing that can help is to have a solid plan in place and to stick to the plan as best as possible. What

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One of The Latest Student Loan Forgiveness Scams

One of The Latest Student Loan Forgiveness Scams

October 24, 2018

Unfortunately student loan forgiveness scams are all too common today. Most companies in the industry have quality ethics and strive to sincerely help their clients, but just like in any industry there are always a few companies who choose to be unethical. Recently the student loan industry has seen quite a few companies pose as

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Betsy DeVos Loses Lawsuit Regarding Student Loans

Betsy DeVos Loses Lawsuit Regarding Student Loans

October 24, 2018

Unfortunately getting the government to forgive student loans isn’t always the easiest thing to do. Recently 19 states and the District of Columbia won a lawsuit they brought against Betsy DeVos’ department. This lawsuit involved Betsy DeVos department not implementing a rule set up by President Obama that protected borrowers who fell victim to for

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3 Companies That Are Offering Student Loan Debt Forgiveness Benefits

3 Companies That Are Offering Student Loan Debt Forgiveness Benefits

October 24, 2018

Recently there has been an increase in the number of companies offering student loan debt forgiveness benefits. A lot of people have some level of student loan debt left over from college. Many businesses have recognized that student loans play a role in a job candidate’s decision-making process. The economy is also improving and there

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Public Student Loan Forgiveness Tips

Public Student Loan Forgiveness Tips

October 24, 2018

Public student loan forgiveness doesn’t have to be complicated for government and non-profit employees. Public service employees can qualify for certain types of forgiveness programs under the right circumstances. The main thing to focus on is making sure you’re accurately informed about your options. Here are a few tips we think can make public employee

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Not Many People Have Received Student Loan Forgiveness Yet

Not Many People Have Received Student Loan Forgiveness Yet

October 24, 2018

In theory student loan forgiveness sounds fairly simple. However during the last 10 years since it was created things have not gone as smoothly as they could have. Many people who enroll in forgiveness programs end up not meeting all of their program requirements. This isn’t always their fault though. The problem usually begins with

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Great Lakes Class Action Lawsuit By Public Service Student Loan Forgiveness Borrowers 2018

Great Lakes Class Action Lawsuit By Public Service Student Loan Forgiveness Borrowers 2018

September 17, 2018

As the first batch of public service student loan forgiveness borrowers became eligible for forgiveness on October 1, 2017, many discovered the unfortunate reality that their loans and their repayment programs didn’t qualify for forgiveness, and they would have to start all over. This came as a shock to most, especially due to the fact

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What You Don't Know About Student Loan Forgiveness Programs Could Cost You A Ton of Money

What You Don’t Know About Student Loan Forgiveness Programs Could Cost You A Ton of Money

September 17, 2018

Like most borrowers who attempt to enter into student loan forgiveness programs with servicers, Mary Carroll assumed that the government contracted collection agency in charge of her student loan repayment was ethical, honest and had her best interests in mind. Several years elapsed before she discovered that she was being misled and that all of

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Navient Student Loan Forgiveness Lawsuit 2018

Navient Student Loan Forgiveness Lawsuit 2018

September 17, 2018

California has joined several other states in filing suit against major student loan forgiveness servicer Navient, regarding their alleged abusive collection practices. A common misconception is that Navient itself offers loan forgiveness. However, this is not the case. Navient is simply just a loan servicer, contracted by the federal government. Essentially, all they do is

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Earn 401K Money While Paying Off Your Student Loan Debt

Earn 401K Money While Paying Off Your Student Loan Debt

September 17, 2018

The IRS has recently published a policy letter, which allows employers to match student loan debt payments (made by the employer on the employee’s behalf). There’s certain minimum and maximum limits that need to be met, but overall this new policy letter looks to be very promising. Here’s how everything started. Originally, a company (who’s

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