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Federal Student Loan Help

Federal Student Loan Help

Firefighters, police, and city workers are just a few government employees that can significantly reduce debt with various programs.

Recently, new federal programs have been implemented to make student loan repayment more affordable for borrowers, even those who are in default. In many cases, borrowers may not be aware of their eligibility for a $0 payment. That's right, $0. Additionally, the most beneficial of these programs also carry a loan forgiveness provision, causing the loan to be completely forgiven after a certain number of years, principal and interest.

Effective June 9th, 2014 the Obama Administration's Presidential Memorandum 79 FR 33843 directing the Secretary of Education to propose regulations making extended repayment options available to borrowers by December 31, 2015 has been implemented.

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What we do

Hope Credit is a federal student loan assistance company that helps federal student loan borrowers navigate the broken federal student loan system to reduce monthly payments and earn months toward student loan forgiveness.

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Client Testimonial

You truly make a difference

Thank you for all you do for me especially in these challenging financial times! You are important in the lives of many people and you truly make a difference in my life every day. May the Lord bless you and keep you safe and in His care.

D.T., June 12, 2026

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