The federal student loan landscape is shifting. Here's what borrowers need to know about the changes affecting millions of Americans.
IDR Account Adjustments
Payment count corrections continue to bring borrowers closer to forgiveness than they realized.
What to Do After the End of the SAVE Program
The December 2024 settlement eliminated SAVE. If you've been in forbearance waiting for a resolution, you now face a critical decision: choose a different IDR plan now or wait until July for the new REPAYE Adjusted Plan (RAP).
PSLF Opportunities
Public Service Loan Forgiveness remains a powerful option for qualifying employment.
💡 Why This Matters Now
Many borrowers are closer to forgiveness than they think — but navigating these changes alone can mean missing critical deadlines or choosing the wrong repayment plan. A quick review of your specific situation can reveal options you didn't know existed.
Find Out What These Changes Mean for Your Loans
Schedule a free 15-minute consultation. We'll review your loan situation and show you which programs and strategies apply to you.
Schedule Your Free Review →No obligation • Takes 15 minutes • Get clarity on your options
What We Help With
Trusted by borrowers since 2015
Helping clients achieve over $30M in forgiveness and save over $100M in monthly payments